Privacy Policy

C3 Data LLC dba Massive and Co.
Last Updated: February 24, 2026

Effective for: C3 Data LLC dba Massive and Co. and Sagewise, collectively referred to as
“Sagewise”, the owner and operator of the Sagewise digital properties including
https://sagewise.net and associated subdomains (such as fe.sagewise.net).

We respect and prioritize your privacy. This Privacy Policy outlines how Sagewise collects, uses, shares,
and safeguards your personal information. By using our websites or services, you consent to the practices
described here.

1. Information We Collect

We collect both personally identifiable and non-identifiable information to better serve your needs.


Types of information include: Contact details (name, email, ZIP code); browsing behavior
and interactions with our ads and emails; data from cookies, web beacons, pixels, and similar technologies;
information from third-party partners and public databases (such as property data or demographics).

2. How We Use Your Information

Your data helps us deliver requested insurance quotes or services; provide tailored offers and marketing
communications; personalize user experience and site content; conduct research, analytics, and service
improvements; detect fraud and comply with legal or regulatory obligations; and enforce our
Terms and Conditions.

3. How We Share Your Information

We do not sell your personal data. We may share it with:

• Authorized service providers (hosting, analytics, email distribution)

• Business partners if you express interest in their products

• Insurance providers when you request a quote or click to learn more

• Direct marketers where legally permitted, with opt-out rights

• Affiliates across Sagewise entities


We may also disclose information for legal compliance, protection of rights or safety, fraud prevention,
and during mergers, acquisitions, or similar business transitions.

4. Advertising and Tracking

We and our partners use cookies, pixels, and tracking technologies to deliver personalized ads. These
technologies may collect non-personal data such as browser type, visit duration, and ad engagement.
Opt-out options are available through the Network Advertising Initiative.

5. Your Choices & Access

You may update or delete your data by contacting [email protected].
You can opt out of marketing emails via the unsubscribe link in each email (processing may take up to
10 business days).


You may also request data deletion, subject to regulatory or operational requirements.
We retain data only as long as needed for business, legal, and security purposes.

6. Data Security

We implement physical, electronic, and procedural safeguards to protect your data. While no system is
completely secure, we follow industry best practices to reduce risk.

7. California Privacy Rights (CCPA)

California residents can request details about categories of personal information shared in the past year,
who it was shared with, and for what purpose.
Send requests to [email protected].


Full CCPA details are available
here.

8. Children’s Privacy

Sagewise websites and services are intended for users aged 18 and older.
We do not knowingly collect data from minors.

9. International Users

If you access our services from outside the U.S., you consent to your data being processed in the United
States, where privacy laws may differ from those in your region.

10. GDPR for EU Residents

EU residents have rights including access, correction, deletion, restriction, objection, portability, and
filing complaints with a local data authority.
Our legal bases include consent, contractual necessity, legal compliance, and legitimate interests such as
fraud prevention, analytics, and marketing.

11. Third-Party Links

Our websites may link to third-party sites that operate independently and maintain their own privacy
policies. We recommend reviewing them separately.

12. Changes to This Policy

We may update this Privacy Policy periodically.
Check the “Last Updated” date above for revisions. Continued use of our services confirms acceptance.

13. Contact Us

Independent service. Sagewise is an independent, advertising-supported comparison service. We are not affiliated with, endorsed by, or acting on behalf of HUD, FHA, VA, or any government agency. Content is for educational purposes only and is not legal, tax, or financial advice. Rates, fees, terms, and product availability are subject to change without notice and may vary by lender and borrower profile.

 

All product names loans and hrands are pronerv of their recnective owners All comnanv product and cervice names uced in this website are for identification purposes only. Use of these names, logos, and brands does not imply endorsement.

 

Sagewise is not a consumer reporting agency under the Fair Credit Reporting Act (FCRA) and does not furnish consumer reports. Lenders make credit decisions using their own criteria.

 

Consent to contact. By submitting your information, you agree that Sagewise and participating lenders and affiliates may contact you at the phone number and email you provide using live agents, autodialers, artificial/prerecorded voice, SMS/MMS, instant messaging, or email, even if your number is on a Do Not Call list. Consent is not required to obtain credit or services. Message & data rates may apply. Frequency varies. Reply STOP to opt out of SMS; HELP for help. Use the “unsubscribe” link in any email to opt out of marketing emails. We maintain internal Do Not Call lists and honor applicable laws. If you opt out, we may still send transactional/service messages.

Legal Overview

Privacy Policy

Your Privacy Choices

State Law Privacy Notice

Security

Vulnerability Disclosure Program

Terms of Use

Licenses & Disclosures

Do Not Call & Consent to Contact

Sms Terms & Conditions

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Accessibility Statement

© Copyright 2026 Sagewise | C3 Data LLC dba Massive and Co |  4376 Forestdale Drive #4 Park City, UT 84098