Medicare Out-of-Pocket Gap Finder
Medicare Out-of-Pocket Gap Finder
See where Original Medicare leaves you exposed—and how to fix it.
1 How often do you visit the doctor?
2 What matters most to you?
3 How do you prefer to pay?
Your Medicare Profile
Key Coverage Gaps Found:
Recommended Strategy:
Estimated Monthly Premium:
Don't navigate the 20% gap alone.
Our advisors can run a personal quote comparison for every carrier in your zip code.
The logic behind this tool is based on the "Uncapped Risk" model:
- The 20% Exposure: Original Medicare Part B has no out-of-pocket maximum. The tool calculates potential risk based on usage.
- Lifestyle Matching: It weighs user priorities (e.g., traveling, specific doctor needs, budget predictability) to recommend a path.
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The Comparison:
- Supplement (Medigap): Higher premium, $0 (or very low) out-of-pocket, total doctor freedom.
- Advantage (Part C): Lower/No premium, co-pays required, network-restricted, extra perks (Gym/Dental).
