Legal Overview

At Sagewise, we are committed to maintaining transparency, compliance, and the highest ethical standards in the delivery of our services. This Legal Overview outlines the key principles, terms, and policies that govern your use of our website and solutions.

1. Terms of Use

By accessing or using Sagewise.net, you agree to comply with our Terms of Use. These terms outline permitted use of our website, restrictions on misuse, intellectual property protections, and disclaimers of liability.

2. Privacy & Data Protection

Your privacy is important to us. Sagewise follows industry best practices to safeguard the collection, use, and storage of personal information. Our Privacy Policy explains how we handle data, including the rights of individuals regarding access, correction, and deletion of their personal information.

3. Compliance & Regulations

Sagewise adheres to all applicable laws and regulations, including data security, consumer protection, and industry-specific compliance standards. Where required, we also enter into contractual agreements (such as Data Processing Agreements) to ensure compliance with GDPR, CCPA, and other privacy frameworks.

4. Intellectual Property

All content, trademarks, logos, and proprietary technology on Sagewise.net are the intellectual property of Sagewise or its licensors. Unauthorized use, reproduction, or distribution is strictly prohibited.

5. Disclaimer of Warranties

The information provided on this site is for general informational purposes only. While we strive to ensure accuracy and reliability, Sagewise makes no warranties or representations regarding completeness, timeliness, or suitability of content for specific purposes.

6. Limitation of Liability

To the maximum extent permitted by law, Sagewise shall not be liable for any direct, indirect, or consequential damages resulting from the use of our website or services.

7. Updates & Changes

This Legal Overview may be updated periodically to reflect changes in our business practices, legal obligations, or service offerings. Any updates will be posted on this page with a revised “Last Updated” date.

8. Contact Information

If you have questions regarding this Legal Overview or require additional information, please contact us at:

📧 [email protected]

Independent service. Sagewise is an independent, advertising-supported comparison service. We are not affiliated with, endorsed by, or acting on behalf of HUD, FHA, VA, or any government agency. Content is for educational purposes only and is not legal, tax, or financial advice. Rates, fees, terms, and product availability are subject to change without notice and may vary by lender and borrower profile.


Sagewise is not a consumer reporting agency under the Fair Credit Reporting Act (FCRA) and does not furnish consumer reports. Lenders make credit decisions using their own criteria.


Consent to contact. By submitting your information, you agree that Sagewise and participating lenders and affiliates may contact you at the phone number and email you provide using live agents, autodialers, artificial/prerecorded voice, SMS/MMS, instant messaging, or email, even if your number is on a Do Not Call list. Consent is not required to obtain credit or services. Message & data rates may apply. Frequency varies. Reply STOP to opt out of SMS; HELP for help. Use the “unsubscribe” link in any email to opt out of marketing emails. We maintain internal Do Not Call lists and honor applicable laws. If you opt out, we may still send transactional/service messages.

Legal Overview

Privacy Policy

Your Privacy Choices

State Law Privacy Notice

Security

Vulnerability Disclosure Program

Terms of Use

Licenses & Disclosures

Do Not Call & Consent to Contact

Sms Terms & Conditions

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Accessibility Statement

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