Last Updated: April 1, 2024

Effective for: Massive & Company, LLC and SageWise, collectively referred to as “SageWise”, the owner and operator of the SageWise digital properties including https://sagewise.net and associated subdomains (such as fe.sagewise.net).

We respect and prioritize your privacy. This Privacy Policy outlines how SageWise collects, uses, shares, and safeguards your personal information. By using our websites or services, you consent to the practices described here.

1. Information We Collect

We collect both personally identifiable and non-identifiable information to better serve your needs.

Types of information: Contact details (name, email, ZIP code); browsing behavior and interactions with our ads and emails; data from cookies, web beacons, pixels, and similar technologies; information from third-party partners and public databases (such as property data or demographics).

2. How We Use Your Information

Your data helps us deliver requested insurance quotes or services; provide tailored offers and marketing communications; personalize user experience and site content; conduct research, analytics, and service improvements; detect fraud and comply with legal or regulatory obligations; and enforce our Terms and Conditions.

3. How We Share Your Information

We do not sell your personal data. We may share it with authorized service providers (such as hosting, analytics, email distribution); business partners if you express interest in their products or promotions; insurance providers when you request a quote or click to learn more; direct marketers where legally permitted and with opt-out rights; and affiliates to offer relevant products or services across SageWise entities.

We may also disclose information for legal compliance, to protect rights or safety or prevent fraud, and during mergers, acquisitions, or similar business transitions.

4. Advertising and Tracking

We, along with partners and ad networks, use cookies, pixels, and tracking technologies to deliver personalized ads. These technologies may collect non-personal data such as browser type, visit duration, and engagement with ads. Opt-out options are available through the Network Advertising Initiative.

5. Your Choices & Access

You may update or delete your data by contacting [email protected]. You can opt out of marketing emails via the unsubscribe link in each email (please allow up to 10 business days for processing). You may also request data deletion, subject to regulatory and operational requirements. We retain data only as long as necessary for business, legal, and security purposes.

6. Data Security

We implement physical, electronic, and procedural safeguards to protect your data. While no system is 100% secure, we follow industry best practices to reduce risk.

7. California Privacy Rights (CCPA)

California residents can request what categories of personal information we shared in the last year, who we shared it with, and for what purpose. Send your request to [email protected]. For full CCPA details, visit here.

8. Children’s Privacy

SageWise websites and services are intended for users aged 18 and older. We do not knowingly collect data from minors.

9. International Users

If you access our services from outside the U.S., you consent to your data being processed in the United States, where data protection laws may differ from your local laws.

10. GDPR for EU Residents

If you are in the European Union, you have rights including access, correction, deletion (right to be forgotten), restriction or objection to processing, data portability, and the ability to file complaints with your country’s data authority. Our legal bases for processing include consent, contractual necessity, compliance with laws, and legitimate interests (such as fraud prevention, analytics, and marketing).

11. Third-Party Links

Our websites may link to third-party sites. These sites operate independently and have their own privacy policies. We recommend reviewing them separately.

12. Changes to This Policy

We may update this policy periodically. Check the “Last Updated” date for changes. Continued use of our services confirms your acceptance.

13. Contact Us

• Email: [email protected]
• Hours: Monday–Friday, 9:00 AM to 7:00 PM EST